EL SEGUNDO, Calif.–(BUSINESS WIRE)–Authvia, the leader in conversational commerce technology and the premiere provider of text to pay solutions, announced the issuance of U.S. Patent No. 11,144,895 by the USPTO, entitled “Methods and Systems for Message-Based Bill Payment.” Authvia’s patented technology, TXT2PAY®, allows customers to quickly and easily pay any business with a simple text response. TXT2PAY is the fastest, most convenient way for customers to pay, while providing businesses with accelerated cash-flow, secured customer data, and streamlined operations.
TXT2PAY is available for businesses, software developers and ISV partners via a web-based portal, a Saleforce.com application, and modern APIs; enabling businesses to securely request and receive payments from their customers over any messaging, text, or chat service. The patented technology allows customers to pay anytime, anywhere with a simple response such as a four-digit code, a ‘yes,’ ‘pay,’ or ‘confirm,’ rather than needing to link to a payment page, or log into a portal or application. This authorization can be tied to a credit card, debit card or ACH account stored with the business or within Authvia’s cloud-based wallet. In addition to facilitating the payment process, TXT2PAY automatically delivers receipts, allows the customer to add or change payment methods and remembers which payment method to use with each business.
“The ability for customers to pay with a simple reply allows our merchants to get paid faster while providing their customers with a fast, simple, and secure payment experience,” said Ben Weiner, Chief Strategy Officer at Paya. “This IP protection provides Paya and our partners and merchants with peace-of-mind and extended capabilities in a world where contactless payments have become the standard.”
Highly configurable and easily accessible, TXT2PAY is available to businesses directly or through more than two dozen certified payment processors, including Authorize.net, Chase Merchant Services, Elavon, FIS, FISERV, Fortis, NMI, Paya, PaySafe, numerous software vendors (ISVs), and leading messaging platform providers (CPaaS). Regardless of how businesses use Authvia’s technology, the company’s success team ensures a smooth process from onboarding through implementation, producing a win-win for all.
“Authvia is the most comprehensive and ubiquitous solution in the market today and hands down the best user experience for the consumer,” said Christopher Brunner, Founder & CEO of Authvia. “This patent provides our ISV, CPaaS and payment industry partners an ‘easy button’ for delivering integrated conversational commerce solutions.”
Authvia is an innovative, Los Angeles-based SaaS company at the forefront of Conversational Commerce with patented text-to-pay technology. That technology includes the flagship software application TXT2PAY®, which delivers a highly secure, fast, and contactless payment option via text messaging and other message-based communication channels, such as web chat and WhatsApp. Authvia connects a business, consumer, and payment processor quickly and easily, expediting cash flow and streamlining payment processes. For more visit authvia.com.